:root{
  --ink:#172433; --ink-2:#3b4a5c; --muted:#66748a; --line:#e2ddd3; --line-2:#cfc8bb;
  --paper:#f7f4ee; --card:#ffffff; --brand:#1f4e5f; --brand-2:#163a47; --accent:#b0874a;
  --accent-soft:#f3ead9; --ok:#2e6b4f; --warn:#8a5a12; --danger:#9b2c2c; --focus:#2f7fa0;
  --radius:14px; --shadow:0 1px 2px rgba(23,36,51,.06),0 8px 24px rgba(23,36,51,.06);
  --serif:"Newsreader",Georgia,"Times New Roman",serif;
  --sans:"Public Sans",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--paper);line-height:1.6;font-size:17px;-webkit-font-smoothing:antialiased}
img{max-width:100%}
a{color:var(--brand)}
a:hover{color:var(--brand-2)}
:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:6px}
h1,h2,h3{font-family:var(--serif);font-weight:500;line-height:1.15;letter-spacing:-.01em;margin:0 0 .5em}
h1{font-size:clamp(2.1rem,4.5vw,3.3rem)}
h2{font-size:clamp(1.6rem,3vw,2.2rem)}
h3{font-size:1.3rem}
p{margin:0 0 1em}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
.narrow{max-width:780px}
.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;background:#fff;padding:8px 12px;z-index:100}
.eyebrow{font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--accent);font-weight:600;margin-bottom:.8em;display:block}
.muted{color:var(--muted)}
.small{font-size:.88rem}

/* Notice strip */
.notice-strip{background:var(--ink);color:#e9edf2;font-size:.82rem;text-align:center;padding:7px 16px}
.notice-strip a{color:#fff}

/* Header */
.site-header{background:rgba(247,244,238,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:40}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;height:72px;gap:16px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink)}
.logo-mark{width:34px;height:34px;border-radius:9px;background:var(--brand);display:grid;place-items:center;color:#fff;font-family:var(--serif);font-size:1.15rem}
.logo-text{font-family:var(--serif);font-size:1.35rem;letter-spacing:-.01em}
.logo-text small{display:block;font-family:var(--sans);font-size:.66rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-top:-2px}
.nav{display:flex;align-items:center;gap:4px}
.nav a{text-decoration:none;color:var(--ink-2);font-weight:500;font-size:.95rem;padding:8px 12px;border-radius:8px}
.nav a:hover,.nav a[aria-current=page]{color:var(--ink);background:#ece7dd}
.nav .btn{margin-left:8px;color:#fff}
.nav .btn:hover{background:var(--brand-2);color:#fff}
.menu-btn{display:none;background:none;border:1px solid var(--line-2);border-radius:8px;padding:8px 12px;font:inherit;cursor:pointer}
@media (max-width:860px){
  .menu-btn{display:block}
  .nav{display:none;position:absolute;top:72px;left:0;right:0;background:var(--paper);flex-direction:column;align-items:stretch;padding:12px 24px 20px;border-bottom:1px solid var(--line)}
  .nav.open{display:flex}
  .nav .btn{margin:8px 0 0;text-align:center}
}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--brand);color:#fff;border:1px solid var(--brand);padding:12px 22px;border-radius:10px;font:600 1rem var(--sans);text-decoration:none;cursor:pointer;transition:background .15s,transform .05s}
.btn:hover{background:var(--brand-2);color:#fff}
.btn:active{transform:translateY(1px)}
.btn[disabled]{opacity:.45;cursor:not-allowed}
.btn-ghost{background:transparent;color:var(--brand);border-color:var(--line-2)}
.btn-ghost:hover{background:#ece7dd;color:var(--brand-2)}
.btn-lg{padding:15px 28px;font-size:1.05rem}
.btn-link{background:none;border:0;color:var(--brand);font:600 .95rem var(--sans);cursor:pointer;padding:6px 4px;text-decoration:underline;text-underline-offset:3px}

/* Hero */
.hero{padding:80px 0 64px}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.hero p.lead{font-size:1.18rem;color:var(--ink-2);max-width:36em}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0 18px}
.hero-card{background:var(--card);border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);padding:26px}
.mini-progress{height:6px;background:#ece7dd;border-radius:99px;overflow:hidden;margin:6px 0 22px}
.mini-progress span{display:block;height:100%;width:42%;background:var(--brand)}
.mini-q{font-family:var(--serif);font-size:1.35rem;margin-bottom:16px}
.mini-opt{border:1.5px solid var(--line);border-radius:10px;padding:12px 14px;margin-bottom:10px;font-weight:500;display:flex;gap:10px;align-items:center}
.mini-opt.sel{border-color:var(--brand);background:#eef4f5}
.mini-opt i{width:16px;height:16px;border-radius:50%;border:2px solid var(--line-2);display:inline-block}
.mini-opt.sel i{border-color:var(--brand);background:radial-gradient(var(--brand) 45%,transparent 50%)}
@media (max-width:860px){.hero-grid{grid-template-columns:1fr}.hero{padding:48px 0}}

/* Sections */
section.block{padding:72px 0}
section.alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
@media (max-width:860px){.grid-2,.grid-3{grid-template-columns:1fr}}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.card h3{margin-bottom:.4em}
.card ul{padding-left:1.1em;margin:0 0 1.2em}
.card li{margin-bottom:.35em}
.service-card{display:flex;flex-direction:column}
.service-card .btn{align-self:flex-start;margin-top:auto}
.step-num{font-family:var(--serif);font-size:2.2rem;color:var(--accent);line-height:1;margin-bottom:10px}
.tag{display:inline-block;font-size:.75rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;padding:4px 10px;border-radius:99px;background:var(--accent-soft);color:var(--warn)}

/* Page header */
.page-head{padding:56px 0 32px;border-bottom:1px solid var(--line)}
.page-head p{font-size:1.1rem;color:var(--ink-2);max-width:42em}
.prose{padding:48px 0 72px}
.prose h2{margin-top:1.6em;font-size:1.6rem}
.prose h3{margin-top:1.4em}
.prose ul,.prose ol{padding-left:1.2em}
.prose li{margin-bottom:.4em}

/* Legal boxes */
.legal-box{border:2px solid var(--ink);background:#fff;border-radius:12px;padding:22px 24px;margin:24px 0}
.legal-box p{font-weight:700;font-size:12pt;margin-bottom:.8em}
.legal-box p:last-child{margin-bottom:0}
.callout{background:var(--accent-soft);border-left:4px solid var(--accent);padding:16px 20px;border-radius:0 10px 10px 0;margin:20px 0}
.ph{background:#fff3c4;border-bottom:1px dashed #c99a00;padding:0 3px;border-radius:3px}
dl.reg{display:grid;grid-template-columns:auto 1fr;gap:6px 18px;margin:0}
dl.reg dt{color:var(--muted);font-size:.9rem}
dl.reg dd{margin:0;font-weight:500}

/* FAQ */
details.faq{border-bottom:1px solid var(--line);padding:18px 0}
details.faq summary{cursor:pointer;font-weight:600;font-size:1.05rem;list-style:none;display:flex;justify-content:space-between;gap:12px}
details.faq summary::after{content:"+";font-size:1.4rem;line-height:1;color:var(--brand)}
details.faq[open] summary::after{content:"–"}
details.faq p{margin:12px 0 0;color:var(--ink-2)}

/* Footer */
.site-footer{background:var(--ink);color:#c9d1db;padding:56px 0 28px;font-size:.92rem}
.site-footer a{color:#fff}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:40px}
.site-footer h4{color:#fff;font-family:var(--sans);font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;margin:0 0 14px}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:8px}
.footer-legal{border-top:1px solid #2c3b4d;margin-top:40px;padding-top:24px;font-size:.84rem;line-height:1.6}
.footer-legal p{margin-bottom:.7em}
.footer-legal strong{color:#fff}
.site-footer .ph{background:#4d4316;color:#ffe9a0;border-bottom-color:#c99a00}
@media (max-width:860px){.footer-grid{grid-template-columns:1fr}}

/* ===================== Questionnaire ===================== */
body.q-page{background:#f1eee7}
.q-shell{max-width:760px;margin:0 auto;padding:28px 20px 64px}
.q-top{display:flex;justify-content:space-between;align-items:center;font-size:.88rem;color:var(--muted);gap:12px;flex-wrap:wrap}
.q-section{font-weight:600;color:var(--brand);letter-spacing:.06em;text-transform:uppercase;font-size:.78rem}
.q-status{display:inline-flex;align-items:center;gap:6px}
.q-status::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--ok)}
.q-status.saving::before{background:var(--accent)}
.q-status.offline::before{background:#b97a1c}
.progress{height:8px;background:#e1dbcf;border-radius:99px;overflow:hidden;margin:10px 0 8px}
.progress-bar{height:100%;background:linear-gradient(90deg,var(--brand),#2f6f84);border-radius:99px;transition:width .35s ease}
.q-sections{display:flex;gap:6px;flex-wrap:wrap;margin:10px 0 22px;padding:0;list-style:none}
.q-sections li{font-size:.74rem;padding:4px 10px;border-radius:99px;background:#e7e2d8;color:var(--muted);font-weight:500}
.q-sections li.done{background:#dbe7e3;color:var(--ok)}
.q-sections li.done::before{content:"✓ "}
.q-sections li.current{background:var(--brand);color:#fff}
@media (max-width:640px){.q-sections{display:none}}
.q-card{background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);padding:40px 40px 32px;min-height:340px;animation:cardIn .28s ease}
@keyframes cardIn{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
@media (prefers-reduced-motion:reduce){.q-card{animation:none}.progress-bar{transition:none}}
@media (max-width:640px){.q-card{padding:26px 20px 22px;border-radius:14px}}
.q-card h1{font-size:clamp(1.55rem,3.4vw,2.05rem);margin-bottom:.35em}
.q-intro{color:var(--ink-2);margin-bottom:1.2em}
.q-help{background:#f5f8f9;border:1px solid #dce7ea;border-radius:10px;padding:12px 16px;margin:0 0 22px;font-size:.93rem;color:var(--ink-2)}
.q-help summary{cursor:pointer;font-weight:600;color:var(--brand);list-style:none}
.q-help summary::-webkit-details-marker{display:none}
.q-help summary::before{content:"ⓘ  "}
.q-help p{margin:.6em 0 0}
.opts{display:grid;gap:10px;margin-top:6px}
.opt{display:flex;align-items:center;gap:14px;width:100%;text-align:left;background:#fff;border:1.5px solid var(--line);border-radius:12px;padding:15px 18px;font:500 1rem var(--sans);color:var(--ink);cursor:pointer;transition:border-color .12s,background .12s}
.opt:hover{border-color:var(--line-2);background:#fbfaf7}
.opt[aria-checked=true]{border-color:var(--brand);background:#eef4f5;box-shadow:0 0 0 1px var(--brand) inset}
.opt .dot{flex:none;width:20px;height:20px;border-radius:50%;border:2px solid var(--line-2);display:grid;place-items:center}
.opt[aria-checked=true] .dot{border-color:var(--brand)}
.opt[aria-checked=true] .dot::after{content:"";width:10px;height:10px;border-radius:50%;background:var(--brand)}
.opt small{display:block;color:var(--muted);font-weight:400;font-size:.86rem;margin-top:1px}
.fgrid{display:grid;grid-template-columns:1fr 1fr;gap:14px 16px}
.fld{grid-column:1/-1;display:flex;flex-direction:column;gap:5px}
.fld.half{grid-column:span 1}
@media (max-width:560px){.fld.half{grid-column:1/-1}}
.fld label{font-weight:600;font-size:.9rem;color:var(--ink-2)}
.fld label .req{color:var(--danger);margin-left:2px}
.fld input,.fld select,.fld textarea{font:inherit;font-size:1rem;padding:12px 14px;border:1.5px solid var(--line-2);border-radius:10px;background:#fff;color:var(--ink);width:100%}
.fld textarea{min-height:110px;resize:vertical}
.fld input:focus,.fld select:focus,.fld textarea:focus{border-color:var(--brand);outline:none;box-shadow:0 0 0 3px rgba(31,78,95,.15)}
.fld .hint{font-size:.82rem;color:var(--muted)}
.fld.invalid input,.fld.invalid select,.fld.invalid textarea{border-color:var(--danger)}
.fld .err,.q-err{color:var(--danger);font-size:.85rem;font-weight:500}
.q-err{margin-top:12px}
.list-item{border:1px solid var(--line);border-radius:12px;padding:18px;margin-bottom:14px;background:#fcfbf8}
.list-item-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:12px}
.list-item-head strong{font-size:.92rem;color:var(--brand)}
.btn-remove{background:none;border:0;color:var(--danger);font:500 .88rem var(--sans);cursor:pointer;padding:4px 6px}
.btn-add{width:100%;border:1.5px dashed var(--line-2);background:transparent;padding:14px;border-radius:12px;font:600 .95rem var(--sans);color:var(--brand);cursor:pointer}
.btn-add:hover{background:#f7f5f0;border-color:var(--brand)}
.sum-line{font-size:.9rem;margin-top:6px;color:var(--muted)}
.sum-line.bad{color:var(--danger)}
.check{display:flex;gap:12px;align-items:flex-start;padding:14px 16px;border:1.5px solid var(--line);border-radius:12px;margin-bottom:10px;cursor:pointer;background:#fff}
.check:hover{border-color:var(--line-2)}
.check input{width:20px;height:20px;margin-top:2px;accent-color:var(--brand);flex:none}
.check.on{border-color:var(--brand);background:#f4f8f9}
.q-actions{display:flex;justify-content:space-between;align-items:center;margin-top:22px;gap:12px;flex-wrap:wrap}
.q-actions .right{display:flex;gap:10px;align-items:center;flex-wrap:wrap}
.stop-icon{width:52px;height:52px;border-radius:50%;background:#fbecec;color:var(--danger);display:grid;place-items:center;font-size:1.6rem;margin-bottom:16px}
.info-icon{width:52px;height:52px;border-radius:50%;background:var(--accent-soft);color:var(--warn);display:grid;place-items:center;font-size:1.5rem;margin-bottom:16px;font-family:var(--serif)}
.review-sec{margin:28px 0 8px;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--accent);font-weight:700;border-bottom:1px solid var(--line);padding-bottom:6px}
.review-row{display:grid;grid-template-columns:1fr auto;gap:6px 12px;padding:12px 0;border-bottom:1px solid #f0ece4}
.review-row .rq{font-weight:600;font-size:.94rem}
.review-row .ra{grid-column:1/2;color:var(--ink-2);font-size:.94rem}
.review-row .ra .empty{color:var(--danger)}
.review-row .ra dl{display:grid;grid-template-columns:auto 1fr;gap:2px 12px;margin:4px 0}
.review-row .ra dt{color:var(--muted)}
.review-row .ra dd{margin:0}
.review-row .ra .li{border-left:3px solid var(--line);padding-left:10px;margin:6px 0}
.review-row .edit{grid-row:1/3;grid-column:2;align-self:start}
.modal-bg{position:fixed;inset:0;background:rgba(23,36,51,.5);display:none;align-items:center;justify-content:center;padding:20px;z-index:80}
.modal-bg.open{display:flex}
.modal{background:#fff;border-radius:16px;max-width:540px;width:100%;padding:30px;box-shadow:0 20px 60px rgba(0,0,0,.25)}
.modal h2{font-size:1.5rem}
.copy-row{display:flex;gap:8px;margin:14px 0}
.copy-row input{flex:1;font:inherit;font-size:.9rem;padding:10px 12px;border:1.5px solid var(--line-2);border-radius:10px;min-width:0}
.banner{background:#e9f1ee;border:1px solid #cfe0d8;color:#24553f;border-radius:12px;padding:12px 16px;margin-bottom:16px;font-size:.92rem;display:flex;justify-content:space-between;gap:12px;align-items:center;flex-wrap:wrap}
.q-disclaimer{font-size:.8rem;color:var(--muted);text-align:center;margin-top:28px;line-height:1.5}
.done-ref{font-family:var(--serif);font-size:1.6rem;background:var(--accent-soft);display:inline-block;padding:6px 14px;border-radius:10px;letter-spacing:.04em}
@media print{
  .notice-strip,.site-header,.site-footer,.q-top,.progress,.q-sections,.q-actions,.no-print,.banner{display:none!important}
  body,body.q-page{background:#fff}
  .q-card{box-shadow:none;border:0;padding:0}
  .review-row .edit{display:none}
}